Viral Tweet Says How Much You Should've Saved By Age 35. The Internet Hilariously Responds.

"By 35, you should have twice your salary saved, according to retirement experts." Ummm, about that ...

A MarketWatch article, originally published in January 2018, recently went viral, due to a tweet from the publication's account stating, "By 35, you should have twice your salary saved, according to retirement experts." 

Although the article itself did acknowledge the reality of many people's inability to save this much for retirement because they're either living paycheck to paycheck, are still paying off large amounts of student debt, and other substantial living costs such as mortgages, the tweet came off as "condescending" in its oversimplification to some Twitter users. 

That's understandable considering how difficult it has become for many American workers to stay afloat financially, much less save for the future. Among 35 to 44-year-olds, the national average salary is $49,400, which means experts suggest you should have nearly $100,000 saved by that time. That can feel unattainable when your wages don't keep up with cost of living, as many don't. 

The national average pay increase is predicted to be three percent in 2018, but when adjusted for the expected two percent inflation rate that same year, the real income increase is only one percent. That's not even taking extra costs, like raising children into account, which MarketWatch itself noted cost "somewhere between $284,000 and $600,000."

Undoubtedly feeling the pinch IRL, Twitter users took their anger and frustration out online. But once some of the virtual fire had died down, the Twittersphere did what it does best ... some pretty hilarious trolling

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The tweet inadvertently inspired some Twitter users to offer up their own suggestions of what you should really have by age 35, and tbh, their suggestions are just as practical, if not more so, than the experts'.  

So if you're not on track to have double your salary saved by age 35, take heart in knowing you're not alone. You're in good — and good-humored — company. And if all else fails, you can always feel good about having these 11 things by age 35:

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11. Last, but certainly not least, the trolling tweet that trumps them all ...

Cover image via  wavebreakmedia I Shutterstock

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